Türkiye Finans Katılım Bankası disclosed its financial results for the first half of 2026 on the Public Disclosure Platform (KAP). Maintaining its focus on production, trade, and exports, the Bank recorded a 37% growth in participation accounts and lifted its net profit by 230% compared to the same period of the previous year, reaching TL 4.6 billion. The capital adequacy ratio stood at 16.2%.
Financial Highlights of the First Six Months of 2026
As of the end of June 2026, key figures included:
Total Economic Support: TL 315 billion
Cash Financing Provided: Increased by 13% to TL 256 billion
Non-Cash Financing: TL 59 billion
Total Assets: TL 436 billion
Collected Funds: Increased by 20% to TL 283 billion
Growth in Participation Accounts: 37%
Net Profit: Increased by 230% to TL 4.6 billion
Legal Equity: TL 45 billion
Capital Adequacy Ratio: 16.2%
Executive Statement from Müge Öner
Müge Öner, Board Member and Acting General Manager of Türkiye Finans Katılım Bankası, evaluated the performance:
It has been a period where uncertainties continued to impact the global economy, and geopolitical developments, shifting trade policies, and tight financial conditions shaped the economic landscape. At Türkiye Finans Katılım Bankası, we adapted to changing economic conditions through our agile organizational structure, disciplined risk management, and strong financial footing, while providing uninterrupted support to our customers and the real economy. Throughout the second quarter, we focused on enhancing our digital capabilities, improving customer experience, and delivering solutions that support production, investment, and trade in accordance with participation banking principles.
Entering the second half of the year, we will continue to adapt, stand by our customers, and support the real economy. Our business model enabled us to deliver solutions to our customers' financial needs while generating sustainable value for depositors. A tangible proof of our customers' trust was the 37% growth achieved in our participation accounts in the first six months. In the first half, we provided TL 315 billion in total financing—TL 256 billion in cash and TL 59 billion in non-cash funds—supporting production, trade, and exports. Looking ahead, we will continue focusing on sustainable, value-generating, and qualified growth beyond mere volume expansion.
Global and Domestic Recognitions
During the second quarter, Türkiye Finans received multiple awards and recognitions:
Named "Most Innovative Participation Bank in Turkey" at the World Economic Magazine Awards 2026.
Received the "Excellence in Participation Banking" award from Global Business & Finance Magazine Awards.
Digital initiatives ARI AI Assistant and MİM Asistan earned domestic and international awards.
Listed as the sole participation bank in the Business Life Global 100 Turkish Brands research.
Featured in Forbes Turkey's Best Employers 2026 within the banking and finance category.
